Home Ownership

Home Ownership We’re here to help make your home ownership dreams a reality with mortgage products that flex to fit your goals.
Tools When it comes to money, having the right tools can give you the answers you’re looking for. How much do you need to save to buy a house? Or retire comfortably? What will it cost to send your kids to college? Our simple online tools can help. Go ahead. Check them out. You’ll be one step closer to your goal. Tools When it comes to money, having the right tools can give you the answers you’re looking for. How much do you need to save to buy a house? Or retire comfortably? What will it cost to send your kids to college? Our simple online tools can help. Go ahead. Check them out. You’ll be one step closer to your goal. Your Next Home Whether you're upsizing or downsizing, we've got a mortgage to fit: Mortgages Mortgages If you’re looking for the ideal home to fit your lifestyle. Why not choose the perfect mortgage to fit your life? We can help with our innovative options designed to fit your home buying needs, no matter what you hope to find on your home buying journey. Our mortgage options include: a 20% down NCCU conventional mortgage a 5% down CMHC Mortgage a 5% down Genworth Mortgage All of our mortgages come with: 1-5 year term options competitive fixed or variable rates prepayment flexibility Moving Your Mortgage Move your mortgage to NCCU, where you're so much more than a number: Mortgages Mortgages If you’re looking for the ideal home to fit your lifestyle. Why not choose the perfect mortgage to fit your life? We can help with our innovative options designed to fit your home buying needs, no matter what you hope to find on your home buying journey. Our mortgage options include: a 20% down NCCU conventional mortgage a 5% down CMHC Mortgage a 5% down Genworth Mortgage All of our mortgages come with: 1-5 year term options competitive fixed or variable rates prepayment flexibility Homebuyer’s Plan Turn to your RRSP to help you purchase your new home: Homebuyer's Plan Homebuyer's Plan If you want to buy your first home but don’t have the down payment in place, you can turn to your RRSP to help. The RRSP Home Buyers plan is a program that allows first time homebuyers to withdraw up to $35,000 from their RRSP towards their first home … tax free. If you’re purchasing a home with a spouse, each of you can withdraw $35,000 from your RRSPs. Plus, you’ve got up to 15 years to pay back your RRSP, starting the second year after the year of withdrawal.	First Time Homeowners Buying your first home? We can help make it happen: Mortgages Mortgages If you’re looking for the ideal home to fit your lifestyle. Why not choose the perfect mortgage to fit your life? We can help with our innovative options designed to fit your home buying needs, no matter what you hope to find on your home buying journey. Our mortgage options include: a 20% down NCCU conventional mortgage a 5% down CMHC Mortgage a 5% down Genworth Mortgage All of our mortgages come with: 1-5 year term options competitive fixed or variable rates prepayment flexibility Renewing Your Mortgage Great options that will help you become mortgage free faster: Mortgages Mortgages If you’re looking for the ideal home to fit your lifestyle. Why not choose the perfect mortgage to fit your life? We can help with our innovative options designed to fit your home buying needs, no matter what you hope to find on your home buying journey. Our mortgage options include: a 20% down NCCU conventional mortgage a 5% down CMHC Mortgage a 5% down Genworth Mortgage All of our mortgages come with: 1-5 year term options competitive fixed or variable rates prepayment flexibility Refinancing We’ll show you how to get your equity working as hard as you do: Mortgages Mortgages If you’re looking for the ideal home to fit your lifestyle. Why not choose the perfect mortgage to fit your life? We can help with our innovative options designed to fit your home buying needs, no matter what you hope to find on your home buying journey. Our mortgage options include: a 20% down NCCU conventional mortgage a 5% down CMHC Mortgage a 5% down Genworth Mortgage All of our mortgages come with: 1-5 year term options competitive fixed or variable rates prepayment flexibility We Will Come to You If you can’t make it in to see us about a loan or mortgage, we will come to you, both during and after regular business hours. Whether it’s in our branch, a coffee shop or in the comfort of your home, we offer great advice, flexible options and a plan that will get you closer to your goals. Get in touch with us today and learn more: Contact Us